Housing

• FHFA should require new homes financed with Fannie/Freddie-backed mortgages to meet energy code requirements
• Endorsement for INSURE Act, to address crisis in home insurance market
• Consumer Action supports bill to ban hedge fund ownership of residential housing
• Strong support for HUD proposal to retain servicer/borrower meeting requirement to prevent FHA loan foreclosures
• Homes Guarantee coalition asks FHFA to impose tenant protection requirements on borrowers
• Proposed rule would protect future PACE borrowers
• Coalition supports FHFA’s proposed rulemaking on fair lending oversight and equitable housing finance
• Ensure borrowers understand their right to seek a second home appraisal; address bias in the re-appraisal request process
• Allies urge expansion of loss mitigation options under VA Home Loan Guaranty
• CFPB should solidify access to streamlined loss mitigation options for homeowners
• Advocates ask CFPB to take action against mortgage lenders, servicers and debt collectors for their handling of “zombie” second mortgages
• Groups push for reforms that make Community Reinvestment Act race- and climate-conscious
• 40-year loan term would offer another option for payment relief for struggling mortgage borrowers
• Pass the Downpayment Toward Equity Act to close the historical racial and ethnic homeownership gap in the U.S.
• Stronger CRA rules still needed to ensure equal access to credit
• Congress needs to prioritize affordable housing in future budget reconciliation bills
• As the pandemic continues, the Build Back Better Act aims to provide critical assistance to American families
• Advocates ask the CFPB to bring back public consumer complaint narratives
• The FHFA has a new goal in promoting equity in homeownership
• Biden’s Build Back Better Act to include historic expansion of funds to address homeownership gap for people of color
• HUD to tackle systemic racism and housing discrimination
• Grant FHA-backed borrowers the full forbearance relief they are legally entitled to
• Climate change threatens vulnerable residents’ housing opportunities
• Expanding access to homeownership for consumers with limited English proficiency
• Choice of retirement plan disclosure notice still important for workers and retirees
• The FTC and CFPB must do more to prevent mass homelessness during the pandemic
• Over 100 groups call on Federal Reserve to Strengthen CRA
• Immediate action needed to help keep families in their homes
• Allies urge CFPB Director not to weaken its enforcement arm
• The next COVID-19 relief package should include these critical consumer protections
• Millions of struggling families need housing counseling now
• HUD must do more to protect older reverse mortgage borrowers
• Congress: Pass a clean budget for FY2021
• Federal deregulation attempts increase barriers to affordable housing
• Advocates urge CFPB to create strong protections for PACE borrowers
• The sale of .org a big concern for non-profit organizations
• HUD’s attack on core civil rights tool opens the door for discrimination
• New proposed rule empowers debt collects and their attorneys
• Revamping the CFPB’s “Qualified Mortgage” standard could impact credit availability
• Relaxing fair lending laws would make it harder to prove discrimination
• Flawed HUD report lets Bank of America off the hook for possible lending violations
• Advocates tackle data-driven discrimination
• How the government shutdown puts working families at risk
• Advocates warn that HUD’s disaster relief program is too limited in scope
• The CFPB’s consumer education programs must be protected
• FHFA announces major upgrades to mortgage application process for LEP borrowers
• Advocates alarmed as HUD considers dropping key mission
• Federal government should not be financing gentrification of low-income neighborhoods
• Do not exempt mortgage lenders from reporting on underserved communities
• FHFA affordable housing goals laudable, but more can be done for low-income communities
• Elderly in homes might be deprived the right to sue for abuse and neglect
• The FHFA should make mortgages more accessible to people with LEP
• Proposed CFPB changes to Home Mortgage Disclosure Act would protect communities
• The Choice Act 2.0 is the WRONG choice for consumers
• Mnuchin unfit to serve as Treasury Secretary—Senate should oppose nomination
• Green loans may cause homeowners to see red
• Consumers have a right to their day in court
• Solar panel loans cast shadow on low-income families
• More policy riders intended to threaten retiring Americans, hijack budget process
• Improving language access for homeowners is overdue
• Policy riders threaten vital public safeguards, hijack budget process
• Protecting borrowers, not banks, from risky loans
• Advocates oppose effort to suspend lender liability under new mortgage rules
• Many companies leave limited-English-speaking consumers in the dark
• Mortgage Choice Act of 2014 protects lenders - leaves homebuyers out in the cold
• Strengthening mortgage reform protections
• Proposed Freddie and Fannie reform needs work
• Housing counseling helps families in crisis and prevents foreclosures
• Wall Street is about to crash the housing market—again
• Homeowners could face extra tax burden in 2014
• HUD should extend current discrimination complaint process
• Confirm Rep. Mel Watt as Director of the FHFA
• Utility records may put low-income consumers at a disadvantage
• Despite Senate’s latest attempt, affordable home financing still needed
• The FHFA seeks to punish states for protecting their residents
• Proposed Mortgage Servicing Rules fail to protect families
• The most vulnerable to be harmed by automatic budget cuts in 2013
• A permanent replacement of FHFA’s DeMarco is crucial
• Federal Housing Finance Agency’s Strategic Plan
• Potential violation of Equal Credit Opportunity Act
• Protect fair housing rights in Alabama
• Real debt help
• Groups seek stronger mortgage reform bill
• Advancing financial literacy in Wisconsin
• Take a ride on the ‘Road to Economic Recovery’
• Financial Education in the African American Community
• Saving homes through Chapter 13 bankruptcy
• FTC complaint against Zillow online appraisal site